Waireka wrote:superarmy wrote:master5o1 wrote:Waireka wrote:master5o1 wrote:Waireka wrote:I don't want a private option added in for ACC type insurance.
It's good to know everyone is covered under this banner, if private options were opened up then the rich would probably be better off going private, leaving a gaping hole in the traditional ACC financially.
I think...
Yeah. The 'opt-out' would create a void as those that don't use it are no longer paying for those that over use it.
Some pay considerably more ACC, but they are also considerably better off, this is like saying people on higher incomes should not pay higher taxes, no?
So who would make up the surplus, or would the users just have to go without?
Basically, it seems that ACC would work best if EVERYONE is in ACC, and not one is in private.
But this is inheritently unfair. Why do people get mandatorily involved in a health care system, regardless of whether or not they want it. Why can't they elect to choose, you know, like a democracy with freedom of expression.
A general fund will always by more beneficial financially, one like ACC where the poor man doesn't so much notice his contributions due to the way they are taken.
Since when is being all for one cause a bad thing?
If we agree we all have the potential to need the health care system at some stage, then we all should contribute to it.
This still doesn't deal with the issue of why do I have to have something I don't even want. Why should the government monopolize the entire health care system, giving us no choice to use such a broken system. If ACC was a business, it would have ceased to exist long ago due to its inefficiency and lack of any real direction.
if that's the case (ie you chose one or the other) the private health insurance cover will go up up up in price. your current health plan does not include all the things that ACC does (private healt cover is generally ONLY for things over and above ACC).
so you aren't comparing apples with apples.
Make ACC all encompassing, allow more viable coverage from multiple competitors. Choice, choice, choice, free market capitalism, let it thrive.
Not one of the owners invested anything beyond what let the operation limp along from day-to-day. They all had promised new Locomotives and investment in the track. They lied. By the time the tracks weres bought back for a dollar, there were over 40 speed restrictions due sub-standard track between Westport and Otira alone. This is the line our heaviest trains travel over.
One might say that due to so many of New Zealand major industries being government owned stopped any qualified and wealthy enough to ascend to this position, with government monopolies controlling all these wealthy industries, no New Zealander could really establish enough wealth to be able to run this sort of system.
Who in their right mind sells a Business like that?
Why does the government need assets, why would it even need them? It's the government, government isn't meant to control every aspect of our lives. The government has one purpose, oversee the country and regulate it. No assets are needed for this. All we need are oversight committee's. I guess this is philosophical difference we have reached...